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5 Ways To Save On Insurance Premiums

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Here are 5 ways to save on insurance premiums:

Use The Same Insurance Company For Multiple Policies

Many companies will offer you a discount if you have multiple policies with them. Don’t hesitate to ask your insurance company about special rates if you use them for car insurance, home insurance, life insurance, and contents insurance. It’s generally a good idea to always get a combined home and contents insurance policy.

Ask for every possible discount!

While asking for a multiple policy discount, why not ask for more discounts? Some insurance companies offer seniors discounts, no claim discounts, marital status discounts, and nonsmoker discounts. Ask for a list of all discounts they provide and ask if they will match discounts that other insurance companies provide. If you have been with the company for a number of years, ask them for a loyalty discount.

Install An Alarm System And Make Your Home Secure

Make sure your home is secure and if possible, install a security alarm. Your insurance company will give you a discount if you make them aware of the various security measures you have taken.

Increase Your Deductible

Perhaps the simplest way to lower your insurance costs is to raise your deductible. That means when you do make a claim, your costs will be higher, but for most people a claim on a home and its contents is quite rare.

Check Your Renewal Quote Against A New Customer Quote

Unfortunately, some insurance companies end up taking their existing consumers for granted. Make sure that they aren’t offering new customers any discounts on their insurance premium that you’re missing out on. If you find that new customers are getting benefits that you aren’t, contact your insurer immediately and demand the same deal!

If you’re thinking about making a move (or know someone who is), I can help!

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Sandoval Realty Group

Sandoval Realty Group

Hey, I’m Christine Sandoval! As a native of Rancho Cucamonga, I not only grew up in the Inland Empire, but also chose to raise my family here and haven’t looked back! I’m a real estate agent with a passion for helping families find their forever homes. I come from a law enforcement and military family, and I pride myself in being a Military Relocation Specialist. I enjoy spending my time running around with my twin boys and using our free time to visit new places. I’m also passionate about serving the Inland Empire and look forward to connecting with you! See you around town!
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