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Do You Need A Home Warranty?

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There’s one thing that we all have to deal with at some point, things are going to break. 

Appliances are going to stop working. 

Faucets are going to leak. 

And HVAC units are going to let us down at the least opportune time.

Some people buy home warranties to help alleviate some of the costs that come along with common home repairs.

But what is a home warranty, really? What does it cover? How is it different from insurance? And, the question everyone wants to know the answer to: Are they even worth it?

First, home warranties are complementary to homeowners insurance — not a replacement. They typically cover household appliances and systems and give homeowners access to discounted repair and replacement services. 

Second, the coverage you get depends on the warranty company and level of coverage you’re paying for. Most plans cover most major components of home systems like HVAC, water heaters, plumbing, and electrical.

And finally, are they worth it? As with most things, the answer is “it depends.” If you’re buying new construction, most of what’s covered under a home warranty is likely already covered by manufacturers warranties. But if you’re buying an existing home (especially one that’s older), the combination of homeowners insurance and a home warranty can bring invaluable peace of mind. 

Furthermore, when you’re buying a home, the home warranty policy is typically paid for by the seller! And in that case, it’s totally worth it!

As a real estate agent, I’m familiar with evaluating home warranties and would love to help you make the right decision for you. Just give me a call or send me a text and let’s figure it out. 

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Sandoval Realty Group

Sandoval Realty Group

Hey, I’m Christine Sandoval! As a native of Rancho Cucamonga, I not only grew up in the Inland Empire, but also chose to raise my family here and haven’t looked back! I’m a real estate agent with a passion for helping families find their forever homes. I come from a law enforcement and military family, and I pride myself in being a Military Relocation Specialist. I enjoy spending my time running around with my twin boys and using our free time to visit new places. I’m also passionate about serving the Inland Empire and look forward to connecting with you! See you around town!
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